Personal injury legal glossary
Plain-language explanations for terms you may hear while researching an injury claim. Definitions are general; state law and policy wording can change the answer for a particular case.
2 terms shown
InsuranceUnderinsured motorist coverage (UIM)Show definition
Auto coverage that may apply when an at-fault driver’s liability insurance is insufficient for a covered loss. Policy terms and state rules control.
InsuranceUninsured motorist coverage (UM)Show definition
Auto coverage that may apply when an at-fault driver has no applicable liability insurance. Coverage and claim requirements depend on the policy and state law.
Definitions are educational summaries and are not legal advice. Follow each source link for more context and ask a qualified local lawyer about your circumstances.